Finding the right pet insurance plan for birds is a daunting task. Unlike common pets like puppies and cats, the birds fall under the category of exotic animals, known as pets that aren’t too common in the USA. This means you’ll likely find very few insurance options for birds.
To help you out, we’ve curated a list of the best options here. We’ll walk you through 3 different insurance providers and their plans to help you make an informed decision. Let’s begin!
Best Companies for Bird Insurance: 3 Options
To find the best organization, you can reach out to field experts, veterinarians and friends/family members (who’ve recently bought an insurance plan). Ask for their honest reviews and come up with some options. Compare their prices, reimbursement packages, policies, and other information.
To save you time, we’ve done the comparison on your behalf. Here is an overview of companies for birds:
Nationwide
Nationwide is one of the renowned bird insurance companies. With over two decades of experience, the organization has gained valuable experience in devising affordable coverage plans for your bird, as listed below:
Plan 1: Accident: Covering eight conditions, this plan offers 80% reimbursement once the annual deductible is complete. The accident conditions include:
- Snakebite
- Animal attack
- Poisoning
- Heatstroke
Plan 2: Illness: This plan covers over seven illnesses, including
- Ear infection
- Vomiting
- Bladder infection
- Heart disease, and
- Cancer
Similar to the above, reimbursement is 80%. Both these plans cover MRIs, medications, surgeries, and other emergency or critical care. Note that the pre-existing illnesses are not included in the plan.
Additional Perks
- Deductibles
- Seasonal discounts
- 24/7 customer supports
Explore their website for updates and more information.
Take on Pet Insurance
Pet Insurance offers flexible plans with numerous deductibles and reimbursement options. They offer the following coverages for pets:
Plan 1: Full Coverage Pet Insurance
This covers accidents, illnesses, and chronic conditions. The plan includes diagnostic fees, treatment, and ongoing care.
Plan 2: Pet Insurance and Pre-existing Conditions
Unlike most pet insurance organizations, Embrace Pet Insurance offers coverage plans for pre-existing health issues like abnormalities, illness, or injury. The plan offers up to 90% vet bill reimbursement and other perks.
Plan 3: Pet Wellness plans
This plan covers holistic care for your bird, offering a wide range of services, such as:
- Annual checkups
- Vaccinations
- Parasite prevention, and
- Wellness exams
You can choose from two plans, i.e., Annual Pet Wellness Coverage of $300, and Annual Pet Wellness Coverage of $500.
Additional Perks
- 24/7 Emergency hotline
- Customer support
- Behavioral support
- Mental health support
Pet Assure
Working since 1995, Pet Assure is another reliable option for bird owners. They offer the following two plans:
Veterinary Discount Plan
This plan is specifically designed to help you save money on vet visits. It covers multiple medical services, including:
- Emergency care
- Dental cleaning, and
- Routine checkups
The plan also covers pre-existing conditions — all with no deductibles. You can use this plan by enrolling in the Pet Assure plan and downloading the app. Next, show your ID card to the associated vet to claim your insurance.
Mint Wellness Plan
Pet Assure’s pet wellness plan primarily focuses on supporting the overall health of animals. It covers:
- Office/wellness visits
- Vaccination
- Routine blood work
- Fecal test/urinalysis, and
- Many other premium coverages
Depending on the plan you choose, your coverage will extend to:
- Grooming
- Preventatives, and
- Dental care
Overview of Bird Pet Insurance Companies
| Feature/Company | Nationwide | Embrace Pet Insurance | Pet Assure |
| Coverage Type | Exotic bird insurance | Exotic pets, including birds, are available | Veterinary Discount Plans + Mint Wellness Plan |
| Preventive Care | Included in some plans | Optional add-on for wellness visits | Discounts on services, no preventive coverage |
| Accident Coverage | Yes | Yes | Vet Visits |
| Illness Coverage | Yes | Yes | Vet Visits |
| Waiting Period | Varies by state and plan | 14 days for accidents, 14 days for illnesses | No waiting period, immediate benefits |
| Lifetime Limits | No | Yes, depending on the plan | N/A |
| Annual Deductible | Varies by plan | Varies by plan | N/A |
| Reimbursement Rate | Varies by plan (typically 50-100%) | 70-90% depending on the plan | N/A |
| Monthly Premium | Varies by plan | Varies based on age, breed, location | $100/year for a discount membership |
| Exclusions | Pre-existing conditions | Pre-existing conditions | Pre-existing conditions are included |
| Claim Process | Online claims, fast processing | Online claims with a user-friendly system | No claims: instant discounts at the vet |
| IMPORTANT: Note that the bird insurance plans offered by these companies may change in the future. To obtain the most accurate information regarding coverage, premiums, deductibles, and exclusions for birds, it is crucial to contact each company directly. |
To Sum Up!
Pet insurance for birds can help your pet receive the best possible care on a friendly budget. Remember, choosing an insurance plan is a long-term financial plan. So, take your time to compare the prices, services, and wellness plans.
Plan wisely and choose wisely! Looking for an expert exotic veterinarian for your bird? Visit Search a Vet. They’ve highly qualified vets on board. Simply visit their website or download their app to consult a veterinarian online.
FAQs
Does pet insurance for birds cover pre-existing conditions?
Depending on the plan you choose, your bird insurance plan may or may not cover pre-existing conditions. Companies like Pet Assure cover pre-existing conditions in most of their plans.
Where can I get pet insurance for birds in the US?
There are many companies in various US states that offer pet insurance for birds. For example, you can find coverage in states like California, Arkansas, and New Jersey. Nationwide is one such company that provides bird pet insurance. Their plans are specifically tailored for birds, offering pet parents affordable options.
How much is pet insurance for birds?
Bird insurance costs can vary significantly based on factors like the bird’s breed, age, location, and the level of coverage you choose. Generally, premiums start at less than $21 per month. For a more accurate quote, contacting specific insurance providers is best.
